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We are proud that our comfortable environment represents one of the
most advanced dental facilities in the Albuquerque area.
Patients
with Dental Insurance:
We are pleased that
you have a dental co-payment insurance policy. We will do everything
we can to help you maximize your benefits on a yearly basis. We ask
you to keep several important facts in mind.
You have a maximum
coverage per year of either $500, $750 or $1000.00. When dental
co-payment plans began in 1970 they allowed the same amount of
maximum payment per year as allowed today.
In other words, allowing for a 6% per year inflation,
your $1000 benefit per year is equal to $290.00 in today’s dollars. Had the various
dental insurance companies increased their benefit on a year by year
basis reflecting increases for inflation, this year your benefit
would be $3207.14 per year!
We ask that you
understand that we neither work for the insurance companies, nor
do we wish to. We work 100% for you. We want to help you maximize
your benefits, however we do not want to be controlled by
insurance companies nor the benefit packages they offer.
Normally, in our office, you can count on your insurance
company paying 25-30% of the total fee for services provided in a
high quality private practice such as ours.
As a courtesy to our
patients, we file dental insurance claims for you.
Lastly, we believe
that a cooperative effort between you and our office will result in
a dental service that we are proud to render and you are pleased to
receive. We want to meet
your needs in a way that adds significant value to your life and to
ours as well.
Financial Assistance:
 New
Patients...
Cash, check, or credit
card are required at all first visits.
If there is a concern, please call our
Financial Coordinator at (505) 797-1000.
 We accept cash,
check, MasterCard, Visa, American Express, and Discover.
A Wells Fargo bank
12 month interest free payment plan is available upon approval of
credit.
A Wells Fargo bank
interest free line of credit or extended payment plans with interest
is
available with approval of
credit.
For larger cases,
financial arrangements can be made with our financial coordinator.
Treatments under
$300...
For fees under $300.00, payment by cash, check, or credit card is
required at time of
service. We can help with insurance for your reimbursement.
Please see insurance.
Treatments over $300...
For fees in excess of $300.00, payment arrangements may be made in advance
through our bookkeeping department. In treatments involving the dental
laboratory, we require half payment since we are on a cash basis with our
laboratory. The
following options are available on the balance:
Accounts outstanding more than 90 days from treatment date will bear
interest at 1.5% per month or 18% per annum.
Any
accounts that we carry a balance on may be subject to a credit bureau
report.
If you would like to review these financial arrangement options with
one of our team members in advance of treatment, please call
(505) 797-1000.
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